Friday . 08 Dec. 2023

Top 5 Best Payment Gateways For International Transactions.

Top 5 Best Payment Gateways For International Transactions.

  In this article, we are going to discuss the best payment gateway for international transactions.

The payment gateway is a technology commonly used by merchants to accept either credit or debit card purchases from customers. It also includes payment processing portals that are found in online stores. The payment gateway is specially provided by a bank but also by the financial service provider as a separate service.

A Payment gateway helps payment transactions by transferring the information between a payment portal like website, mobile phone or any other interactive voice response. Now, let's go through some best payment gateway for international transactions.

The best payment gateway for international transactions

1. PayPal

PayPal is one of the trusted payment solutions that boasts more than 220M active accounts around the world. It was founded in 1998 which is now one of the most trusted payment platforms that let to receive and make payments all over the world.

Paypal offers payment processing services for auction sites, e-commerce vendors and other commercial entities all around the world. It allows accepting credit cards that include Visa and Amex. It offers various facilities like online invoicing, cart integration, plentiful customization options and credit card payments over the phone.

PayPal is usually associated with eBay but it will stop to be eBay's main payment option by 2020. However, PayPal will still offer an optional payment service.

PayPal offers many customizable options, higher price and many buyers already have PayPal accounts.


2. Payline

Payline is Pineapple payments company. It is able to provide business solutions ranging from startups.

Payline is an efficient payment service with built-in security and fraud protection. It is integrated with a mobile application with a very less monthly fee, however, the transaction fee is not fully transparent.

Payline's web solutions are designed to amalgamate with over a hundred and seventy-five online shopping carts.

Pricing for Bricks and mortar stores : $ 10 per month + 0.2% fee + $0.10 per transaction

Pricing for online stores : $20 per month + 0.3% fee + $0.20 per transaction.


3. Stripe

Stripe is a powerful platform for internet business with worth billions of dollars of transactions annually. This platform is not an out-of-box solution and provides a range of flexible tools for your payment processes customization.

Stripe is designed for large firms that offer an abundance of APIs ( Application Programming Interface) which allows creating your own on-demand marketplaces, subscription services or crowdfunding platforms.

It offers various functions such as mobile payments, more than a hundred currencies, subscription billing and even one-click check out. It supports a range of programming languages like Python, Ruby, Java and PHP.

It is truly a features full Gateway for an international transaction where you can get access to a dashboard and visualize transactions.

European merchants can get more of the benefit as processing fees for European cards are 1.4% + 20p per transaction and 2.9% + $0.30 for non-Europeans. No need to worry as it has a customized plan with volume discounts for larger volumes.


4. offers flexible payments solutions that aim to streamline the payments process. does that exactly from Visa. This platform is developed with a firm of all size and offers a various choice of plans.

Using you can make payments to merchants or accept payments from websites quickly. The good aspect of is, it supports all major credit cards like MasterCard, Visa, Discover, American Express, JCB and Diner's Club.

It is even compatible with other payments services like PayPal, Apple Pay and Visa Checkout.

This software can accept transaction from all over the world but your business must be registered either in the UK, USA, Europe, Australia or Canada.

You can take advantage of by having a merchant account that requires no setup fees. Its monthly gateway fee is $25 + $ 0.10 transaction fee + $0.10 daily batch fee.

5. Adyen

Adyen is an out-of-the-box solution platform for payments. Ayden is used by large companies like Microsoft, eBay, Uber, Spotify to handle customer as well as business transactions.

This software allows you to manage risks and track results and lets you accept all payment made to your company through a single platform.

Adyen is much broad accepting 250 payment methods with 150 global currencies. It also allows you to study customer's behaviour by providing "data-rich insights".

Adyen offers built-in tools for risk management that sifts through data and fight cases of fraud.

The card processing fee varies with the method of payment however firm used interchange++pricing along with $0.12 for most of the transactions. But to take advantage of interchange pricing you will need to have a merchant bank account.



Above is the list of top 5 best payment gateways for international transactions however there are other platforms worth considering such as Worldpay, Sagepay and 2Checkout.

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